All of the following services are all fee only.
Let us help you determine what you need to live the financially independent retirement you dream of.
Your children are growing up in a technically more complex world than you did. Let us help you make sure the funds are available for them to get the highest and best education they deserve.
Risk Management (insurance) planning:
We buy insurance to protect us against catastrophic losses. How much insurance do you need? How much Insurance is too much? Let us help you determine the right amount of insurance to protect your home, car, savings, earnings, future goals, retirement and legacy.
So many investment advisors ignore or do not know how taxes can make investment gains worth less. Our CPA background naturally looks at taxes at the federal and state level in every investment decision we make. Our CPA background also has us looking at other aspects of your tax return to make sure you are taking advantage of all the laws afforded you.
Cash flow and budgeting:
All planning begins here. By understanding the ins and outs of your finances you can then understand how you can make changes to maximize your current lifestyle and savings for the future.
With the estate planning attorney of your choosing, we can help you determine the best estate planning strategy for you and your family which could save you time and money in the future.
Charitably minded individuals have a few tax advantaged methods of gifting that we can advise on. Also, family gift planning across generations may be of interest.
Long-term care planning:
A lifetime of savings can be wiped out in a short time with admission to a nursing home. We can discuss the many new and varied insurance products available to pay for Long-term care and also discuss asset protection strategies.
There was a time when generations lived in the same town and cared for their parents or grandparents. The mobile society has created a need for outsourcing services that family once did. We can help get you connected.
The above are all pieces of a financial plan. Life planning takes the next step in assisting you with what you want to do to have a fulfilling current and future life.